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Smarter
Car Finance,
Starts Now

Our customers save an average of 

£4,929* compared to dealership finance.

See how much you could save — fill out the form in less than 60 seconds

"A close friend recommended Charles & Dean when I was looking for a finance. I was thoroughly impressed with the customer service and attention to detail. The team really took the time to understand my needs and tailored a finance package to suit my unique profile."

Mat Watson - Porsche 992 GT3RS

"Brilliant service from start to finish. The team at C&D helped me through my purchase of my dream car and made the process so simple whilst also getting me a great deal, better than the deal being offered by the dealership."

Gareth - Customer

"Charles & Dean were £90 cheaper a month than the main dealer and it was still with a major finance firm. I ended up having the car over a shorter term because of how much cheaper the payments were."

Luke - Customer

See how much you could save —  fill out the form in less than 60 seconds.

Recommended
by Carwow's 
Mat Watson

"A close friend recommended Charles & Dean when I was looking for a finance. I was thoroughly impressed with the customer service and attention to detail. The team really took the time to understand my needs and tailored a finance package to suit my unique profile."

Mat Watson - Carwow

"Brilliant service from start to finish. The team at C&D helped me through my purchase of my dream car and made the process so simple whilst also getting me a great deal, better than the deal being offered by the dealership."

Gareth - Customer

"Charles & Dean were £90 cheaper a month that the main dealer and it was still with a major finance firm. I ended up having the car over a shorter term because of how much cheaper the payments were."

Luke - Customer

Our Customers
Save £4,929* 
on Average

Why Choose Us?

Over 7,500+ customers have trusted us to finance their dream vehicles. Here’s why we’re one of the UK’s leading car finance specialists:

01

We Compare, You Save

Our customers often save thousands compared to dealership finance. With competitive rates starting from 8.4% APR Representative**.

02

More Options, Better Fit

Unlike dealerships and banks, we're not one-size-fits-all. With access to a wide network of lenders, we tailor your finance to fit your needs - not the other way around.

03

Personalised Guidance

Behind every quote is a real person. Our finance specialists take the time to understand your needs and match you with the best-fit lenders, terms, and funding options available from our panel.

04

Smooth Handover

We assist with settling your finance and liaise directly with the dealer saving you time and admin, so you can focus on enjoying your new car.

What to Expect

Hassle-Free Application

No Hidden Fees

Decisions Within Hours

Fast, Flexible Funding

Thousands of 
Satisfied
 Customers

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One of the UK's Most Established Finance Brokers

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£175M

Funded this

Year

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7.5K

Trusted
Clients

bmw_m4_1498x1000.jpg

15

Years of

Experience

One of the UK's Most Established Finance Brokers

audi_ttrs_1498x1000.jpg

£175M

Funded this

Year

rr_sv50.jpg

7.5K

Trusted
Clients

bmw_m4_1498x1000.jpg

15

Years of

Experience

Frequently Asked Questions

See How Much You Could Save,
Speak to a Finance Specialist Today

Need to speak to someone now?

Mon–Fri 9am–5:30pm,

Sat 9am–1pm

8.4% APR Representative** We are a credit broker not a lender.

**Finance subject to status, income, vehicle age and method of sale. Terms apply, 18+. We are authorised and regulated by the Financial Conduct Authority, registration number 653592. We will receive a commission payment for introducing you to a lender from our panel.


*Based on ten recent vehicle purchases with C&D’s APR Representative at 8.4%, versus dealer rates averaging 11.4% APR. Customers saved on average £4,929.24  on a finance advance averaging £39,390.20. Based on a 4-year PCP with a 59.85% balloon and vehicles up to 5 years old.

Charles and Dean Finance is a trading name of Charles and Dean Ltd, who are a member of the National Association of Commercial Finance Brokers. Charles & Dean are a credit broker and not a lender. We work with a Panel of Lenders to find you a potentially suitable arrangement for consideration. ICO registration ZA113861 and you can check this via www.ico.org.uk.

Registered address: 2 The Granary, Copthill Farm Enterprises, Deeping Road, Uffington, Stamford, PE9 4TD. Registered in England & Wales. Registration Number: 07924225.

We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: fixed fee, fixed rate of commission, percentage of the amount you borrow and rate for risk (this is based on the risk profile of the application). Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.

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