Call Us on 01780 437737
Car Finance for Vehicles £25,000+
Rates from 8.1% APR Representative
UK Regulated Broker
Unlock better rates
Reduce monthly payments
UK regulated broker
Car Finance in 3 Simple Steps
Car Finance in
3 Simple Steps
Tell Us Your Needs
Tell us about the car you've found at the dealership, along with your desired budget and goals. Minimum £25,000 balance to finance required.
We Compare Lenders
We'll search across our wide panel of trusted lenders, giving you access to competitive rates that suit you.
Get Keys To Your Dream Car
We handle the hassle, assisting with the paperwork and co-ordinate with the dealership for you.
Why Choose Charles & Dean?
Why Choose
Charles & Dean?
We don't believe in one-size-fits-all. Instead, we tailor car finance to secure competitive rates and better terms for your dream car.
How it Works
01
Tell Us Your Needs
Quick 60-second form with no impact on your credit score. Share your vehicle and budget details.
02
We Compare Lenders
Our Finance Specialists search across our trusted lenders to find your best rates and terms.
03
Choose Your Deal
Review your personalised quote - our experts are here to guide you through your options.
04
Drive Away Happy
We assist with the paperwork and coordination. You collect your car with the best finance deal.
Recommended by Automotive Content Creators
Chosen by top automotive YouTubers and influencers
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Trusted by Thousands
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"A close friend recommended Charles & Dean when I was looking for a finance. I was thoroughly impressed with the customer service and attention to detail. The team really took the time to understand my needs and tailored a finance package to suit my unique profile."
Mat Watson - Carwow
"Brilliant service from start to finish. The team at C&D helped me through my purchase of my dream car and made the process so simple whilst also getting me a great deal, better than the deal being offered by the dealership."
Gareth - Customer
"Charles & Dean were £90 cheaper a month that the main dealer and it was still with a major finance firm. I ended up having the car over a shorter term because of how much cheaper the payments were."
Luke - Customer
Frequently Asked Questions
8.1% APR Representative** We are a credit broker not a lender.
**Finance subject to status, income, vehicle age and method of sale. Terms apply, 18+. We are authorised and regulated by the Financial Conduct Authority, registration number 653592. We will receive a commission payment for introducing you to a lender from our panel.
*Based on ten recent vehicle purchases with C&D’s APR Representative at 8.1%, versus dealer rates averaging 12.59% APR. Customers saved on average £5,342.28 on a finance advance averaging £39,390.20 Based on a 4-year PCP with a 57.97% balloon and vehicles up to 5 years old. We are a credit broker, not a lender. Credit subject to status, 18+, T&C's apply.
Charles and Dean Finance is a trading name of Charles and Dean Ltd, who are a member of the National Association of Commercial Finance Brokers. Charles & Dean are a credit broker and not a lender. We work with a Panel of Lenders to find you a potentially suitable arrangement for consideration. ICO registration ZA113861 and you can check this via www.ico.org.uk.
Registered address: 2 The Granary, Copthill Farm Enterprises, Deeping Road, Uffington, Stamford, PE9 4TD. Registered in England & Wales. Registration Number: 07924225.
We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: fixed fee, fixed rate of commission, percentage of the amount you borrow and rate for risk (this is based on the risk profile of the application). Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.
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