Refinance from £25,000
No impact on credit score
UK regulated broker
"A close friend recommended Charles & Dean when I was looking for a finance. I was thoroughly impressed with the customer service and attention to detail. The team really took the time to understand my needs and tailored a finance package to suit my unique profile."
Mat Watson - Carwow
"Brilliant service from start to finish. The team at C&D helped me through my purchase of my dream car and made the process so simple whilst also getting me a great deal, better than the deal being offered by the dealership."
Gareth - Customer
"Charles & Dean were £90 cheaper a month that the main dealer and it was still with a major finance firm. I ended up having the car over a shorter term because of how much cheaper the payments were."
Luke - Customer
Why Choose Charles & Dean?
We're not just another broker. We're your partner in securing your best car finance deal.
Save £4,929* on Average
Access exclusive rates from our panel of lenders that dealerships often can’t match. Our customers consistently save thousands.
Quick, No-Obligation Quote
Get started in minutes with a simple online application. Our team will find the best finance options tailored to you.
FCA Regulated & Trusted
Fully authorised and regulated by the FCA. We operate with complete transparency and put your best interests first.
Expert Personal Service
Dedicated Finance Specialists guide you through every step. We negotiate on your behalf for the best deal.
4.9★ Trustpilot Rating
Rated excellent by 764+ verified customers. Join thousands who’ve saved on their car finance.
Tailored Finance Options
We work with a panel of trusted lenders who consider a wide variety of personal and vehicle finance needs.
Recommended by Automotive Content Creators
Chosen by top automotive YouTubers and influencers
Mat Watson
Chief Content Officer, Carwow
"A close friend recommended Charles & Dean when I was looking for a finance. I was thoroughly impressed with the customer service and attention to detail. The team really took the time to understand my needs and tailored a finance package to suit my unique profile."
Tomi Auto
Car Collector & Content Creator
"We ran through the numbers and found a deal that was structured for us thanks to Charles & Dean. I use them for all our big purchases. I have worked with Charles & Dean for around 4-years now and they always manage to get me the best deals, in the best amount of time and they’re very passionate about what they do."
TGE TV
Car Collector & Content Creator
"Charles & Dean have funded a Ferrari F430 for me and many others - from 50s Ferraris all the way to brand-new stuff. They’re particularly good at understanding the car market and getting the right lend for me."
Why Choose Charles & Dean?
Why Choose
Charles & Dean?
We don't believe in one-size-fits-all. Instead, we tailor car finance to secure competitive rates and better terms for your dream car.
How it Works
01
Tell Us About Your Current Finance
Quick 60-second form with no impact on your credit score. Share your vehicle and your existing finance agreement.
02
We Compare Refinance Options
Our Finance Specialists search across our trusted lenders to find improved rates, terms or structures that suit your goals.
03
Choose Your New Offer
Review your personalised quote - our experts are here to guide you through your options.
04
Switch With Ease
We handle the coordination and settlement of your existing agreement. You continue driving your car - now on terms that work better for you.
Recommended by Automotive Content Creators
Chosen by top automotive YouTubers and influencers
How it Works
01
Tell Us About Your Current Finance
Quick 60-second form with no impact on your credit score. Share your vehicle and your existing finance agreement.
02
We Compare Refinance Options
Our Finance Specialists search across our trusted lenders to find improved rates, terms or structures that suit your goals.
03
Choose Your New Offer
Review your personalised quote - our experts are here to guide you through your options.
04
Switch With
Ease
We handle the coordination and settlement of your existing agreement. You continue driving your car - now on terms that work better for you.
Trusted by Thousands
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**Finance subject to status, income, vehicle age and method of sale. Terms apply, 18+. We are authorised and regulated by the Financial Conduct Authority, registration number 653592. We will receive a commission payment for introducing you to a lender from our panel.
Charles and Dean Finance is a trading name of Charles and Dean Ltd, who are a member of the National Association of Commercial Finance Brokers. Charles & Dean are a credit broker and not a lender. We work with a Panel of Lenders to find you a potentially suitable arrangement for consideration. ICO registration ZA113861 and you can check this via www.ico.org.uk.
Registered address: 2 The Granary, Copthill Farm Enterprises, Deeping Road, Uffington, Stamford, PE9 4TD. Registered in England & Wales. Registration Number: 07924225.
We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: fixed fee, fixed rate of commission, percentage of the amount you borrow and rate for risk (this is based on the risk profile of the application). Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.
By proceeding, you consent to Charles & Dean contacting you to discuss your request. Full details of how we use your data can be found in our Privacy Policy (https://charlesanddean.com/privacy-policy).
"A close friend recommended Charles & Dean when I was looking for a finance. I was thoroughly impressed with the customer service and attention to detail. The team really took the time to understand my needs and tailored a finance package to suit my unique profile."
Mat Watson - Porsche 992 GT3RS
"Brilliant service from start to finish. The team at C&D helped me through my purchase of my dream car and made the process so simple whilst also getting me a great deal, better than the deal being offered by the dealership."
Gareth - Customer
"Charles & Dean were £90 cheaper a month than the main dealer and it was still with a major finance firm. I ended up having the car over a shorter term because of how much cheaper the payments were."
Luke - Customer